Best CD Rates Blog

Wells Fargo is a well known brick and mortar bank. Unfortunately, their CD rates are a bit lower than the highest CD rates available. Currently the Wells Fargo website is offering two special CD rate promotions at 4.90% 3 month and 5.00% 6 month certificate of deposits. These rates are decent, but nowhere near the top CD rates.

Their other rates range from 2.00% APY on the low end to 4.20 on the high end. I would recommend shopping around and comparing CDs before choosing Wells Fargo. Realistically the only reason you might choose Wells Fargo CDs are for convenience or because you feel that the other banks are not safe. However, almost all online banks are FDIC insured for up to $100,000.

Agriculture FCU of Washington DC is currently offering a 10 month certificate of deposit promotion with a high yield of 6.00% APY. The minimum deposit is $5,000. You can apply online for both membership and to open this CD.

Field of membership includes members of CityDance Ensemble. CityDance has open membership to anyone that pays membership dues of $20.00. This membership can be done at the same time that you apply for credit union membership. They have an online membership application in which you can join CityDance for $20, join the credit union for a $5 initial deposit to the Primary Share account, and open the CD. Field of membership also includes those who live, work or worship in Washington DC plus other group affiliations.

Branches are located in Washington DC, Riverdale, Maryland, and Alexandria, Virginia. AFCU is also part of National Shared Branching network in which you can use local credit unions to access your account and conduct many transactions.

Agriculture Federal Credit Union is federally insured by the NCUA.