Everyone’s Federal Credit Union provides attractive interest rates for their short term and mid-term certificate of deposits. The credit union has the following current CD rates:

$500 to $9,999.99

• 3 months        0.39% APY
• 6 months        1.193% APY
• 12 months      1.350% APY
• 25 months      1.498% APY

$10,000 to $49,999.99

• 3 months        0.49% APY
• 6 months        1.243% APY
• 9 months        1.342% APY
• 13 months      1.498% APY
• 25 months      1.599% APY

$50,000 and above

• 3 months        0.49% APY
• 6 months        1.243% APY
• 9 months        1.392% APY
• 13 months      1.599% APY
• 25 months      1.701% APY

In case you decide to get some money out of your CD account before it matures, expect that you will have to pay for an early withdrawal fee. You also need to at least maintain a balance of $500 to earn this top CD rates. Please be reminded that once the account is opened the interest rates may change. You may check with the credit union for their latest certificate of deposit rates.

If you are not yet a member of Everyone’s Federal Credit Union, you need to call customer service to get the list for their field of membership thru 575-461-0433 press 3. You are also required to pay a one time membership fee of $2 and deposit a minimum of $25 for the your new Regular Share account. You are also required to maintain this amount on your savings account.

The credit union has 3 branches located in the cities of Vaughn, Santa Rosa, and Tucumcari in the state of New Mexico.

Everyone’s Federal Credit Union started providing its services in 1954. Currently, they have grown to have over $21.7 million in declared assets. The credit union is federally insured by the National Credit Union Association with charter number 9370.

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