Ascencia Bank has recently increased the yields on the 6 and 12-month CDs. The 12-month CD now has a competitive yield of 3.95% APY. The 6-month CD has a yield of 3.66% APY. The minimum deposit is $500, and the maximum deposit is $100,000. Ascencia is an internet bank that’s available to anyone in the US.

Ascencia is an internet bank headquartered in Louisville, KY. It’s a division of PBI Bank which is FDIC insured. It has a 4 out of 5 star rating (excellent) at BauerFinancial based on 12/31/07 data.